Home Inventory: Know Your Stuff Written by Viall Insurance Agency on Jun 7, 2018
What is in a Name? Written by Viall Insurance Agency on May 16, 2018
The name can mean everything or nothing in an insurance policy. The short answer is "Not named? No coverage?
They do make it easy on you. There is a list of no brainer people and entities that do not need to be named specifically because it is assumed that they exist. For example a company always has a president. More generally they have officers, stockholders and employees so the policy allows for that.
But what if your organization deviates from ...
Did you rent that house and move? Written by Viall Insurance Agency on Mar 29, 2018
I sell a promise and security which I take very seriously. When I hear of an insurance company that is not performing I get angry. So when I heard about a friend of a friend with a problem I was happy to meet. Yesterday I met with him. He had had a fire in his house and the carrier did not pay. In fact they have action pending in Federal Court. 80% of the house is damaged. He was not insured by my agency nor ...
Directors, Officers and OSHA Written by Viall Insurance Agency on Dec 10, 2017
Connor, Weber & Oberlies has a very useful article on their web site dealing with this issue. Its text follows:
Director and Officer Liability under OSHA
Employers have a general duty under the Occupational Safety and Health Act (OSHA) to provide a workplace free from "recognized" hazards. A violation of this duty can lead to criminal sanctions in addition to civil penalties. An employer can also be exposed to liability under occupational safety and health regulations promulgated by the Secretary ...
Condos: Easy Living, Tough Insurance Written by Viall Insurance Agency on Sep 7, 2017
Do you own a condominium? To you, condo ownership may represent a feasible way to home ownership. Or maybe it represents a second residence in some exotic location you like to visit. Or maybe it's an investment to generate rental income. Regardless of why you own, understand that insuring a condo is much different than insuring a traditional home.
Statutes and ...