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The Building Code can cost after a loss Written by Viall Insurance Agency on May 24, 2019

A condominium association board is meeting today to try and figure out what to do about the condemned 4 unit building in their complex. 3 months ago, a fire in one of the units burned and destroyed the unit it started in, the adjacent unit, and partially damaged a third unit before the fire department put it down.

The reason for the meeting:  How the association is going to come up with $450,000 that it will require to rebuild the entire $1M ...

Getting Better at the Business of Business - Trademarks Written by Viall Insurance Agency on Oct 18, 2018

So you are very accomplished at delivering your service or making your product.  You have even mastered hiring so you have quality people and accounting so that tax reporting is a breeze.  What about defending what you have built?  Certainly you use employment agreements that assure the privacy of your business.  What about when someone appropriates your name?  They advertise your name and their phone number or web address?  A significant resource is to Trademark your business name.&...

Home Inventory: Know Your Stuff Written by Viall Insurance Agency on Jun 7, 2018

What is in a Name? Written by Viall Insurance Agency on May 16, 2018

The name can mean everything or nothing in an insurance policy. The short answer is "Not named? No coverage?

They do make it easy on you. There is a list of no brainer people and entities that do not need to be named specifically because it is assumed that they exist. For example a company always has a president. More generally they have officers, stockholders and employees so the policy allows for that.

But what if your organization deviates from ...

Did you rent that house and move? Written by Viall Insurance Agency on Mar 29, 2018

I sell a promise and security which I take very seriously. When I hear of an insurance company that is not performing I get angry. So when I heard about a friend of a friend with a problem I was happy to meet. Yesterday I met with him. He had had a fire in his house and the carrier did not pay. In fact they have action pending in Federal Court. 80% of the house is damaged. He was not insured by my agency nor ...